Get cash from your home, without selling or moving.
Nestflow is developing Nestflow Flex Advance, a new type of home equity loan. Draw a cash advance sized against your home’s value. Keep full ownership and stay as long as you choose.
The best parts of classic European equity-release models, reimagined as a modern mortgage loan.
We are designing Nestflow Flex Advance to offer a better & fairer way to make your home work for you.
Qualifying homeowners can draw against a portion of their home’s value, even if you have an existing bank mortgage
Unlock cash from your home’s equity value.
Borrow against your home’s value, secured by a mortgage. Draw funds now, and if your needs grow, request additional funds later under the same facility.1
Keep living in your house as full owner.
You can continue to live in your home for as long as you want. Move only if you choose, when you choose. You remain full legal owner.
No fixed term, no monthly payments.
No payments are due until you leave (or choose to repay earlier). When you leave, you repay what you've borrowed, plus interest that has accrued.
You should feel secure that your home can provide the cashflow you need in later life. We designed Nestflow Flex Advance to include strong homeowner protections like a No Negative Equity guarantee and a total cost cap.
Discover how you can use your home equity to help achieve financial freedom.
If you are at least 65 years old and own your home, Nestflow Flex Advance is designed to help you.2
Extra funds to supplement your pension, whenever you need them.
Pay for in-home care needs or unexpected medical expenses.
Repay bills, personal loans, or even another mortgage, and drop the monthly payments.
Get cash for home repairs or renovations to make your home more sustainable.
Start organizing your estate with cash transfers to children, grandchildren, or charity donations.
Cash advances to help you make the most out of your retirement years.
Nestflow will start helping homeowners in the Netherlands, with more of Europe to follow.
Contact Us
Whether you are looking to supplement your retirement, pay for a major expense, or finance a dream — you can use Nestflow's funds for anything.
We want to help you do that by making your home work for you. Click here to Join Our Waitlist. Or click the “Send A Message” button for other inquiries.
Because interest is added to the loan, the debt grows over time, leaving less equity when the home is sold.
If you later buy another home, less equity from your current home will be available for that purchase
Using part of your home’s value now means a smaller inheritance later. We recommend discussing this with your heirs.
Draws under the facility are subject to Nestflow’s approval and the terms of your agreement (and initially your bank’s approval, if you have an existing bank mortgage you want to keep).
The youngest owner or resident must be at least 65 years old
