Who we are

Nestflow is a Netherlands-based fintech company committed to empowering homeowners. We’re here to help give homeowners the financial flexibility to shape their lives and fulfill their aspirations.
Who We Are

Our Pledge To You

1.

Flexibility

Nestflow’s solutions let you get the funds you need later in life, whether you want the flexibility to draw cash whenever you need a little extra or  prefer the security of fixed payments.
2.

Your choice

You can continue to live in your home for as long as you want. Move only if you want, when you want. Unlike a bank or other lender, we’re partners in your home’s value.
3.

Worry-free confidence

No monthly costs. No debt. No interest. No stress. There are no ongoing fees or charges, no maintenance costs or rent to pay, and no interest eating away at your home’s value

Our history

Our Dutch founder Edgar started Nestflow after seeing several of his relatives struggle with their day-to-day spending, despite having  hundreds of thousands of euro's in home equity. Like many European homeowners, they were "house rich but cash poor." Although their home was their largest financial asset, they had no fair, easy way to use this built-up home value to help them get more out of life.
Traditionally, the only way to benefit from your home's equity value was to sell it or take out a loan (mortgage). But many homeowners don't want to sell, even partially. They want to stay in their current home. Loans also can be challenging due to bank restrictions based on age and finances, especially in retirement. And so-called "lifetime" mortgages, with their low loan-to-value ratios and high, compounding interest rates, may not make financial sense.
Our History
Your Home, Your Cashflow

Nestflow: your home, your cashflow

That’s why we created Nestflow. Our novel approach lets you turn your home’s value into cashflow today, while you keep full ownership. With our flagship product NestFlex, we pay you debt-free cash in exchange for a right to participate in a percentage of your home’s future sale value. When you eventually sell your home, we’ll receive our pro-rata share of the sale proceeds. We’re in it together.
Even better, there are no restrictions on use of the funds you receive from Nestflow – for example, making home renovations, paying for in-home care or travel, or even starting to transfer funds to your kids & grandkids.  And there are no ongoing fees, monthly payments, or additional debt.  We want to keep the process simple, fast and transparent.

Our team

Nestflow’s team is uniquely positioned to bring responsible home-equity investing to today’s Dutch and greater European market.  We have deep backgrounds at traditional banks/mortgage providers (ABN AMRO, Morgan Stanley, Rabobank, ING) and investment analysis firms (Morningstar, Bloomberg, Reuters, Standard & Poor’s). We also have worked scaling innovative technology platforms like Google.
Our Team